Whether a homeowner should hire a professional or do something on a DIY basis is a fair question, and it is one that some homeowners have trouble answering. They may not be sure if they can handle the project, and they may also not be sure how much it will cost them for someone else to take over and get things done. For any homeowner who is unsure about the DIY vs hiring a professional issue, there are some specific issues to consider. By looking carefully at the most important aspects of a home improvement project, homeowners can make the right decision for their specific situation.
How Much Will This Project Cost?
The price of a particular home improvement project may affect whether a homeowner chooses the DIY route or decides instead to hire a professional. Either way there will be some cost to the project because there will be materials and time spent, but in general it will cost more to hire a professional contractor. However, that does not mean that a contractor should be avoided. In some cases it makes far more sense to hire a professional, so that the job can be done correctly and safely. When that is done, the homeowner has more peace of mind and may sleep better at night, despite the added cost. Homeowners with very little money to spend, though, may be better off doing something on a DIY basis as long as they can update their ...
Good landscaping makes a good impression on people who see your home from the outside. Good landscaping can make your home look well-maintained and well-loved, which ultimately can make it more attractive to potential buyers. If you're thinking about selling in the next year, these landscaping tips will help you cultivate buyer-friendly landscaping, even in competitive markets like North Myrtle Beach.
Get Started Early
Good landscaping doesn't happen overnight. Growing grass and flowers, de-weeding the lawn, establishing new trees and making similar changes can all take time. If you know that you'll be selling your home sometime later this year, start working on your landscaping months in advance. This gives you time to plant, fertilize and encourage plants to establish roots as needed, so your landscaping will be more mature by the time buyers come to see the property.
Pruning encourages new, leafy growth and can help make old bushes look new and vital once again. Pruning also helps control plants and trees that might block light into the home, which can help make the inside of the home look lighter and more cheerful. When pruning shrubs and plants, it's important to pick the right time of year. Many plants do best when they're pruned in early spring....
Family Fun Fall Festival Happening in Myrtle Beach This Weekend
This Saturday, October 21st, join CRG Companies for the Home Harvest Festival! This local construction, design and real estate company of the Myrtle Beach area hosts this annual community festival as a charity event with 2017's donations supporting Heroes For Children of Horry County.
The CRG Home Harvest is FREE to enjoy with a donation and fun for the whole family! Pick up your pumpkin (while supplies last), listen to live music, and vote for your favorite sweet treat from local cheds. Other events and activites include vendors, inflatables, face painting, pumpkin painting, and so much more!
When: October 21st, 2017
Time: 11:00 am - 2:00 pm
Location: Myrtle Beach Pelicans Ballpark
Buyers looking for the right home in a rural or small suburban area might not know that there is a loan program through the U.S. Department of Agriculture to help buyers purchase or improve homes. Knowing how USDA loans work and that they may require no down payment could help buyers get a home sooner than they expect. There are a multitude of mortgage options on the market. Is the USDA loan right for you?
What Is a USDA Loan?
The USDA promotes rural development and homeownership by offering different types of loans to buyers who qualify. Many people who want to buy homes find that they cannot save enough for a down payment, or they do not meet other criteria required to get a traditional mortgage. With government funding, the USDA can guarantee loans so that individual lenders are more secure in lending to people who cannot make a large down payment, or who have limited income.
Does the USDA Loan Money to Home Buyers?
Like the Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA), the USDA mostly guarantees loans to lenders. This means that a home buyer applies through a local or national lender, and the USDA guarantees the loan in case of a default. In order to qualify for a USDA loan, people must...
The largest expense that most home buyers will encounter is the down payment. There are reasons to consider paying more, just as there are advantages to putting down as little as possible. These tips help buyers decide how much to put down towards their home mortgage and how they can get the money for it.
How Much Should I Put Down?
Buyers, especially first-time home buyers, can get overwhelmed by the thought of a down payment. After all, if the median home price nationwide is hovering around $300,000, a down payment of 20 percent is a notable $60,000. Although 20 percent is widely touted as an industry standard, there are plenty of options for prospective home buyers who cannot put that much down. The 20 percent down payment, in a lot of cases, assumes that a buyer already has accrued equity in an existing home that they can use toward the down payment.
Before making a decision about the size of the down payment, future home buyers should estimate how much they can realistically put down, and the opportunity cost of shifting funds from elsewhere. Making a larger down payment is beneficial in that it gives the buyer a larger stake in the home's equity at the beginning and lowers the monthly payment. However, it also ties up funds...